The weather is somewhat uncertain these days. This is specially annoying when your business depends on certain weather conditions. Too little sunshine and low temperatures in summer or the absence of snow in winter can have a damaging effect on seasonal businesses. Unusually low temperatures can cause significantly higher energy costs, which is specially important with rising energy prices. Weather insurance can be useful for every business depending on certain weather conditions insuring e.g. a minimum of sunny days or maximum average temperature over a defined period of time, while being more individual and flexible than weather derivatives.