New or used erections and constructions, machines, mechanic or electronic devices and spare parts can be insured under Erectors All Risk (EAR). In addition to that erection equipment like machines, tools, scaffolding etc. or external goods, which are neither erection object nor equipment (but are used for the works) can be included in the cover.
Unexpected and sudden damage or loss of the insured objects e. g. by construction mistakes, material defect or theft is covered by the EAR. Accidents and loss can be included for the erection equipment. In addition loss by riots, strike, lock-out, radioactivity and breakdown of equipment can be insured.